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12925 42nd Terrace W, Cortez, FL 34215

$7,775,000
  • 12925 42nd Terrace W, Cortez, FL 34215 Main Photo

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New to the Market Active
BEDS4 BATHS4 full 1 partial SQUARE FEET5,138 MLS#A4695510
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONSUNSET HARBOR

Property Description

EXTRAORDINARY WATERFRONT ESTATE ON ANNA MARIA SOUND. Exclusive gated community of Sunset Harbor, where luxury, privacy, and breathtaking coastal scenery come together in perfect harmony. One of only eight residences within this intimate enclave, this exceptional home captures sweeping views of Anna Maria Sound and delivers unforgettable Gulf Coast sunsets from nearly every angle.Thoughtfully designed to embrace Florida's coveted indoor-outdoor lifestyle, the residence offers expansive terraces and seamless living spaces that open effortlessly to the waterfront beyond. Whether entertaining guests or enjoying a quiet evening overlooking the water, the home creates an atmosphere of relaxed sophistication.Spanning approximately 5,138 square feet, this Mediterranean-inspired residence has been beautifully reimagined with refined finishes and quality craftsmanship throughout. The gourmet kitchen is appointed with premium appliances and opens to multiple spacious living and entertaining areas enhanced by oversized impact glass sliders that frame the stunning water views.The luxurious upper-level primary suite serves as a private sanctuary, complete with dual bathrooms, an executive office, and a dedicated fitness room.Additional highlights include an elevator servicing 3 levels, whole-home generator, elegant custom finishes throughout, spacious three-car garage, whole-home water filtration system, new HVAC systems, new seawall, and a new dock with 10,000 lb and 24,000 lb boat lifts. This property also offers the ultimate convenience for student-athletes and families, located just minutes from the world-renowned IMG Academy, one of the premier sports training campuses in the world.Ideally located just moments from the white sandy beaches of Anna Maria Island, waterfront dining, and direct Gulf access, this remarkable property offers the ultimate combination of luxury waterfront living, deep-water boating access, and the relaxed elegance of Florida's Gulf Coast lifestyle. Call for Matterport 3D virtual floorplan and youtube video.

12925 42nd Terrace W | MLS# A4695510

This single family home located at 12925 42nd Terrace W, Cortez, FL 34215 is currently listed for sale with an asking price of $7,775,000. This property was built in 1996 and has 4 bedrooms and 4 full and 1 partial baths with 5138 sq. ft. 42nd Terrace W is located in the SUNSET HARBOR subdivision. Search SUNSET HARBOR real estate on wayfinders.floridaexecutiverealty.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Garage: 3 car attached
Heating: Central
Home Style: Custom, Elevated, Florida, Mediterranean, Traditional
Lot Size: 0.47 Acres
Roof Type: Tile
Stories: 2.0
Taxes: $39,968
Year Built: 1996

Amenities

Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Elevator
Open Floorplan
Other
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Walk-In Closet(s)
Window Treatments
Balcony
Lighting
Other

Feature Descriptions

Additional Rooms: Family Room, Great Room, Inside Utility
Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Other, Refrigerator, Washer
Body of Water: ANNA MARIA SOUND
Builder: Whitehead Construction Inc.
Community Features: Gated Community - No Guard
Directions: Cortez Rd To North On 127 Th, Turn Left Into Sunset Harbor, Home At End On Left
Disaster Mitigation: Hurricane Shutters/Windows
Exterior: Concrete, Stucco
Flood Zone Code: VE
Flooring: Carpet, Tile
Foundation: Slab
Frontage Bay Harbor: 155
Frontage ICW: 155
HOA Fee: 6000/ Annually
HOA Y/N: Yes
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, VA Loan
Lot: Oversized Lot
Lot Dimensions: 0.47
Other Equipment: Irrigation Equipment
Ownership: Fee Simple
Parking: Driveway, Garage Faces Side, Oversized
Parking Notes: Driveway, Garage Faces Side, Oversized
Patio/Porch: Covered, Front Porch, Rear Porch
Pets Allowed: Cats OK, Dogs OK, Yes
Pool: Gunite, Heated
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Sewer: Public Sewer
Showing Instructions: 24 Hour Notice, Listing Agent Must Accompany, ShowingTime
Spa: Heated, In Ground
Special Sale Provisions: None
Special View Info: Water
Swimming Pool: Yes
Utilities: Public
Water: Public
Water Access: Bay/Harbor, Intracoastal Waterway
Water Access Y/N: Yes
Waterfront Features: Bay/Harbor, Intracoastal Waterway, Bridges - No Fixed Bridges, Fishing Pier, Lift, Lift - Covered, Sailboat Water, Seawall - Concrete
Water View: Bay/Harbor - Full, Bay/Harbor - Partial, Intracoastal Waterway
Windows: Storm Window(s), Window Treatments
Zoning: PDR/CH

Room Sizes

Great Room: 31x20
Kitchen: 16x13
Dining Room: 18x15
Primary Bedroom: 20x17
Bedroom 2: 16x12
Bedroom 3: 22x12
Bedroom 4: 15x11
Office: 13x12

Local Schools

High School: Bayshore High
Middle School: W.D. Sugg Middle
Elementary School: Sea Breeze Elementary

Listed By / Shown By

Listed By

Agency Name: CLUB REALTY
Agency Contact: 941-366-8390

Shown By

Agent Name: Wayfinders
Agent Phone:
Agency Title: Florida Executive Realty

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Estimated Payment

$ 22,902.15 per month $17,303.78 Principal & Interest $3,330.67 Property Tax $2,267.71 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/02/2026. The listing information on this page last changed on 06/02/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 06/02/2026 7:04:11 AM EST) or Stellar MLS (last updated Tue 06/02/2026 1:58:47 AM EST). Real estate listings held by brokerage firms other than Florida Executive Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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